Foreclosure – Navarro

Published 12:00pm Wednesday, June 10, 2009

(First Publication

June 10, 2009)

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE:

July 22, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $200,000.00

MORTGAGOR(S):

David R. Navarro and Marsha J. Navarro, Husband and Wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc.

DATE AND PLACE OF RECORDING:

Recorded:

August 22, 2005

Otter Tail County Recorder

Document #: 982486

Transaction Agent : Mortgage Electronic Registration Systems, Inc

Transaction Agent Mortgage Identification Number : 100312905050124057

Lender or Broker : CSMC, Inc., dba Direct Mortgage Funding

Residential Mortgage Servicer : GMAC Mortgage, LLC.

Mortgage Originator : Not Applicable

LEGAL DESCRIPTION OF PROPERTY:

The land referred to in this Commitment is described as follows:

Government Lot 5 of Section 25 and Government Lot 1 of Section 36, Township 137, Range 41, Otter Tail County, Minnesota, EXCEPTING from the above described tracts the following, to-wit: Commencing at the southeast corner of Section 26, Township 137, Range 41; thence North on section line between Sections 25 and 26 a distance of 453 feet; thence East in Lot 5, Section 25, Township and range aforesaid, a distance of

15 feet; thence South parallel with West section line of said Section 25 a distance of 453 feet; thence West 15 feet to the place of beginning, being a part of Government Lot 5, Section 25, Township 137, Range 41; ALSO EXCEPTING therefrom the West 15 feet of said Government Lot 1,

Section 36, Township 137, Range 41.

COUNTY IN WHICH PROPERTY IS LOCATED: Otter Tail

Property Address : 207 Iris Lane Vergas, MN 56587

Tax Parcel ID No : 82-000-50-0030-000 and

08-000-36-0273-000

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:

$216,796.50

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: June 4, 2009 10:00 A.M.

PLACE OF SALE: at the North door of the Courthouse, 121 West Junius Avenue

Fergus Falls, MN

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees

allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

Mortgagor(s) released from financial obligation:

NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: April 16, 2009

Mortgage Electronic Registration Systems, Inc.

Mortgagee

Wilford & Geske

Attorneys for Mortgagee

Lawrence A. Wilford

James A. Geske

7650 Currell Boulevard

Suite 300

Woodbury, Minnesota 55125

(651) 209-3300

File ID: 088501-34332

Publication Dates:

April 16, 23, 30,

May 7, 14, 21, 2009.

NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE

The above referenced sale scheduled for June 4, 2009 at 10:00 am has been postponed to July 23, 2009 at 10:00 am in the South Door of the Courthouse, 121 West Junius Ave, Fergus Falls, MN, in said County and State.

Dated: June 4, 2009

Mortgage Electronic Registration Systems, Inc.

Mortgagee

Wilford & Geske

By: Lawrence A. Wilford

James A. Geske

Attorneys for Mortgagee

8425 Seasons Parkway, Suite 105

Woodbury, MN 55125

(651) 209-3300

Client ID: 088501-34332

Publication Date:

June 10, 2009

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