The Fergus Falls Daily Journal

(First Publication
October 24, 2012)

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE:
August 25, 1997

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $32,000.00

MORTGAGOR(S):  William R. Roach and Cynthia M. Roach, husband and wife

MORTGAGEE: Community First National Bank, NA n/k/a Bank of the West, successor by merger to Community First National Bank, NA

DATE AND PLACE OF FILING: Filed September 2, 1997, Otter Tail County Recorder; Document No. 811786

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:
The Southeast Quarter of the Northwest Quarter (SE 1/4 of NW 1/4) and the East 1 Rod of the Northeast Quarter of the Northwest Quarter (NE 1/4 of NW 1/4), Section Thirty-two (32), Township One Hundred Thirty-three (133), Range Thirty-eight (38)

STREET ADDRESS OF PROPERTY:
47496 Rocky Ridge Road, Henning, MN 56551

COUNTY IN WHICH PROPERTY IS LOCATED: Otter Tail County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $24,418.04

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: December 13, 2012 at 10:00 a.m.

PLACE OF SALE:  Otter Tail County Sheriff’s office, County Courthouse, 121 West Junius Avenue, Fergus Falls, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 13, 2013.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: WILLIAM R. ROACH AND CYNTHIA M. ROACH

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated:
October 17, 2012

BANK OF THE WEST
Mortgagee

REITER & SCHILLER, P.A.
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street
St. Paul, MN  55102-2227
(651) 209-9760
(WF1144)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE
FORECLOSURE DATA
Minn. Stat. § 580.025

(1)  Street Address, City and Zip Code of Mortgaged Premises
47496 Rocky Ridge Road, Henning, MN 56551
(2)  Transaction Agent
Community First National Bank, NA n/k/a Bank of the West, successor by merger to Community First National Bank, NA
(3)   Name of Mortgage Originator (Lender)
Community First National Bank, NA n/k/a Bank of the West, successor by merger to Community First National Bank, NA
(4) Residential Servicer    First Hawaiian Bank 1-800-917-4510
(5)  Tax Parcel Identification Number
31000320226000
(6)  Transaction Agent’s Mortgage ID Number (MERS number) none

Publication Dates: October 24, 31, November 7, 14, 21, 28, 2012.