Amy J. Widness and Chad L. Widness foreclosure

Published 3:06pm Tuesday, October 2, 2012

(First Publication September 18, 2012)

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:
That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 29, 2003

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $142,500.00

MORTGAGOR(S):  Amy J. Widness and Chad L. Widness, wife and husband

MORTGAGEE: Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.

DATE AND PLACE OF FILING: Filed October 1, 2003, Otter Tail County Recorder; Document No. 940398

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:
All that part of Government Lot 8 of Section 11, Township 133, Range 44, Otter Tail County, Minnesota, described as follows:  Commencing at the Southwest corner of said Section 11; thence on an assumed bearing of North 0 degrees 14 minutes 45 seconds West along the West line of said Section 11, a distance of 2072.33 feet to the point of beginning of the land to be described; thence North 0 degrees 14 minutes 45 seconds West along the West line of said Section 11, a distance of 501.94 feet; thence North 89 degrees 28 minutes 26 seconds East a distance of 434.46 feet; thence South 0 degrees 14 minutes 45 seconds East a distance of 500.96 feet; thence  South 89 degrees 20 minutes 44 seconds West a distance of 434.47 feet to the point of beginning.  Containing 5.00 acres more or less.  Subject to County State Aid Highway No. 11.  Reserving a 16.50 foot ingress and egress easement over and across said Government Lot 8, being a strip of land 16.50 feet in width, lying to the right of and adjoining the following described line:  Commencing at the Southwest corner of Section 11; thence on an assumed bearing of North 0 degrees 14 minutes 45 seconds West along the West line of said Section 11, a distance of 2233.33 feet to the point of beginning of the line to be described; thence North 89 degrees 26 minutes 59 seconds East a distance of 200.71 feet; thence North 79 degrees 37 minutes 35 seconds East a distance of 164.47 feet; thence North 88 degrees 37 minutes 09 seconds East a distance of 54.05 feet; thence South 80 degrees 32 minutes 10 seconds East a distance of 18.07 feet to the East line of the above described tract of land.  The Southerly line of said easement shall terminate on the East line of the above described tract of land.

STREET ADDRESS OF PROPERTY:
26412 County Rd. 21, Fergus Falls, MN  56537

COUNTY IN WHICH PROPERTY IS LOCATED: Otter Tail County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $126,881.49

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 8, 2012 at 10:00 am

PLACE OF SALE:  Otter Tail County Sheriff’s office, County Courthouse, 121 West Junius Avenue, Fergus Falls, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is Six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 8, 2013.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated:
September 14, 2012

WELLS FARGO BANK, N.A.
Mortgagee

REITER & SCHILLER, P.A.
Rebecca F. Schiller, Esq.
Sarah J.B. Adam, Esq.
N. Kibongni Fondungallah, Esq.
James J. Pauly, Esq.
Steven R. Pennock, Esq.
Attorneys for Mortgagee
25 North Dale Street
St. Paul, MN  55102-2227
(651) 209-9760
(WF0727)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE
FORECLOSURE DATA
Minn. Stat. § 580.025

(1)  Street Address, City and Zip Code of Mortgaged Premises
26412 County Rd. 21, Fergus Falls, MN  56537
(2)  Transaction Agent
Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
(3)   Name of Mortgage Originator (Lender)
Wells Fargo Home Mortgage, Inc., a California Corporation n/k/a Wells Fargo Bank, N.A., successor by merger to Wells Fargo Home Mortgage, Inc.
(4) Residential Servicer    Wells Fargo
800-416-1472
(5)  Tax Parcel Identification Number
09000110062001
(6)  Transaction Agent’s Mortgage ID Number (MERS number)  none

Publication Dates: September 18, 25, October 2, 9, 16, 23, 2012.

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