The Fergus Falls Daily Journal

(First Publication November 16, 2012)breakfast

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:

That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE:
July 11, 2003

MORTGAGOR:
Karen M. Christenson, a single person

MORTGAGEE:  Bremer Bank, National Association, a national association organized under the laws of the United States of America

DATE AND PLACE OF RECORDING:  Recorded July 17, 2003, in the office of the County Recorder, as Document No. 933437, Otter Tail County, Minnesota.

MORTGAGED PROPERTY ADDRESSES:  445 3rd Avenue Southwest, Perham, Minnesota 56573

TAX PARCEL I.D. NO.  77.000.99.0207.000

LEGAL DESCRIPTION OF PROPERTY:  Lot Nine (9), Block One (1), Hertel’s Addition to Perham.

COUNTY IN WHICH PROPERTY IS LOCATED:  Otter Tail

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:  $76,500.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:  $69,978.38

INTEREST RATE AND PER DIEM:  Current interest rate is 5.625%, with a daily per diem of $9.99.

That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE:  January 3, 2013, at 10:00 am.

PLACE OF SALE:  Otter Tail County Sheriff’s Office, 417 South Court Street, Fergus Falls, Minnesota  56537,

to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal rep-resentatives or assigns.
DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: July 3, 2013, at 11:59 p.m.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated:  November 8, 2012    MESSERLI & KRAMER P.A.

By:  /s/
Creig Andreasen
Creig Andreasen
(Lic. #334832)
1400 Fifth Street Towers
100 South Fifth Street
Minneapolis, MN 55402-1217
(612) 672-3600
Attorney in Fact for
Bremer Bank, National Association

IMPORTANT NOTICE
This communication is from a debt collector and is an attempt to collect a debt.  Any information obtained will be used for that purpose.

Publication Dates: November 16, 23, 30, December 7, 14, 21, 2012.