Elaine L. Anderson and Arnold H. Anderson, foreclosurePublished 10:24am Friday, March 15, 2013
(First Publication: March 5, 2013)
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:
That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE:
June 21, 2007
MORTGAGOR: Elaine L. Anderson and Arnold H. Anderson, wife and husband
MORTGAGEE: Bremer Bank, National Association, a national association organized under the laws of the United States of America
DATE AND PLACE OF RECORDING: Recorded December 17, 2007, in the office of the County Recorder, as Document No. 1031385, Otter Tail County, Minnesota.
MORTGAGED PROPERTY ADDRESSES: 11060 275th Avenue, Dalton, Minnesota 56324
TAX PARCEL I.D. NOS. 60-000-26-0227-900 and 60-000-25-0222-001
LEGAL DESCRIPTION OF PROPERTY: Government Lots 7 and 8, and the S 1/2 of the SE 1/4, except lands North and East of Highway #94, and the NE 1/4 of the SE 1/4 South and West of Highway #94, all in Section 26; and the SW 1/4 of SW 1/4 South and West of Highway #94, in Section 25, Township 131, Range 42, of Otter Tail County, Minnesota. EXCEPT: That part of the SE 1/4 of SE 1/4 of Section 26, Township 131 North, Range 42 West, described as follows: Beginning at the SE corner of said Section 26; thence North 00 degrees 31 minutes 31 seconds East (Assumed Bearing) along the East line of said SE 1/4 of the SE 1/4 a distance of 545.82 feet; thence North 89 degrees 19 minutes 22 seconds West a distance of 667.17 feet; thence South 88 degrees 29 minutes 20 seconds West a distance of 206.65 feet; thence South 17 degrees 38 minutes 15 seconds East a distance of 575.27 feet to the South line of said SE 1/4 of the SE 1/4; thence on a bearing of East along said South line a distance of 694.39 feet to the point of beginning. Subject to a 33.00 feet easement for ingress and egress purposes, the centerline of said easement is described as follows: Commencing at the Southeast corner of said Section 26; thence North 00 degrees 31 minutes 31 seconds East (Assumed Bearing), along the East line of said SE 1/4 of SE 1/4 a distance of 545.82 feet to the point of beginning of said centerline; thence North 73 degrees 01 minutes 11 seconds West a distance of 115.65 feet, thence Westerly along a tangential curve concave to the South a distance of 99.32 feet, said curve having a radius of 349.07 feet and a central angle of 16 degrees 18 minutes 11 seconds; thence North 89 degrees 19 minutes 22 seconds West tangent to the last described curve a distance of 458.03 feet; thence South 88 degrees 29 minutes 20 seconds West a distance of 199.79 feet to the Westerly line of the afore described parcel of land and said centerline there terminating. The sidelines of said Easement are to be lengthened or shortened to terminate on the Westerly line of the afore described parcel of land and on the Westerly Right of Way of the Township Road along the East line of the property. Also subject to an easement for Township Road Purposes over and across the East 33.00 feet thereof. AND ALSO EXCEPT: That part of the Southeast Quarter of Section 26, Township 131 North, Range 42 West of the 5th Principal Meridian, Otter Tail County, Minnesota, described as follows: Commencing at the Southeast corner of said Section 26; thence North 00° 56′ 08″ East on an assumed bearing along the East line of said Section 26 a distance of 545.62 feet; thence North 88° 52′ 25″ West a distance of 666.51 feet; thence South 88° 52′ 37″ West a distance of 206.98 feet to the point of beginning of the tract to be described; thence North 88° 52′ 37″ East a distance of 176.73 feet; thence North 37° 27′ 04″ West a distance of 341.29 feet; thence North 06° 24′ 42″ West a distance of 135.38 feet; thence North 70° 16′ 40″ West a distance of 219.05 feet; thence South 60° 04′ 25 West a distance of 178.44 feet; thence South 28° 44’ 34” West a distance of 132.49 feet; thence South 15° 58′ 23″ East a distance of 363.40 feet; thence North 79° 02′ 54” East a distance of 377.38 feet to the point of beginning. Together with a 33.00 foot wide easement for ingress and egress purposes over, under and across part of the Southeast Quarter of Section 26, Township 131 north, Range 42 West of the 5th Principal Meridian, Otter Tail County, Minnesota. The centerline of said easement is described as follows: Commencing at the Southeast corner of said Section 26, thence North 00° 56’ 08” East on an assumed bearing along the east line of said Section 26 a distance of 482.82 feet to the point of beginning of the centerline to be described; thence North 72° 36’ 34” West a distance of 115.65 feet; thence Westerly 99.33 feet along a curve, concave to the south, having a radius of 349.07 feet, a central angle of 16° 18’ 14” and a chord bearing of North 80° 45’ 40″ West; thence north 88° 54′ 45″ West a distance of 458.03 feet; thence South 88° 53′ 57″ West a distance of 199.79 feet; thence South 82° 46′ 14″ West a distance of 382.10 feet and said line there terminating. The sidelines of said easement are to be prolonged or shortened to terminate at the West line of said described tract and the Westerly right-of-way line of 275th Avenue.
COUNTY IN WHICH
PROPERTY IS LOCATED: Otter Tail
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $199,964.21
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $204,438.72
INTEREST RATE AND PER DIEM: Current interest rate is 7.99%, with a daily per diem of $41.61.
That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 18, 2013, at 10:00 am.
PLACE OF SALE: Otter Tail County Sheriff’s Office, 417 South Court Street, Fergus Falls, Minnesota 56537, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: April 18, 2014, at 11:59 p.m.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REP-RESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
February 27, 2013
MESSERLI & KRAMER P.A.
By: /s/ Creig Andreasen
1400 Fifth Street Towers
100 South Fifth Street
Minneapolis, MN 55402-1217
Attorney in Fact for
This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.
Publication Dates: March 5, 12, 19, 26, April 2, 9, 2013.